Julie Leduc
Julie Leduc is a bilingual Independent Mortgage Professional, Real Estate Investor, Certified Financial Coach, Financial Counsellor, public speaker, and the Founder of Beyond Mortgages and Your Move Your Money Inc. With over 30 years of experience in finance, community development, and strategic financial planning, Julie is dedicated to helping individuals and families build lasting financial security.
Mortgage Expertise at the Core
Mortgage financing is the foundation of Julie's practice and her greatest professional passion. She believes that the right mortgage strategy can do far more than simply finance a home&mdashit can improve cash flow, reduce interest costs, accelerate wealth-building, and create opportunities for long-term financial success.
Working with a wide network of financial institutions and lenders, Julie provides clients with access to a broad range of mortgage products, rates, and financing solutions. Her approach goes beyond finding a competitive rate she carefully evaluates each client's complete financial picture to recommend a mortgage strategy that aligns with their goals, lifestyle, and future plans.
Whether assisting first-time homebuyers, seasoned homeowners, investors, or clients with complex financing needs, Julie is recognized for her ability to find creative solutions and navigate challenges with confidence, professionalism, and care.
A Lifetime Dedicated to Financial Wellness
Julie began her financial career in community development, managing substantial budgets for various non-profit organizations. Building on her Business Accounting Diploma, she earned multiple professional designations, including a Life Insurance Licence, Financial Coach Certification, and Mortgage Professional Licence.
Throughout her career, she identified a common challenge: many people were receiving financial products without receiving the personalized strategy and guidance needed to achieve true financial well-being. This realization inspired her entrepreneurial journey and the creation of a client-centered practice focused on education, empowerment, and long-term success.
Since 2010, Julie has been helping clients make informed financial decisions by looking beyond individual products and examining the entire financial landscape. Her holistic approach allows clients to benefit from integrated mortgage, cash-flow, debt management, and wealth-building strategies that support both immediate and future goals.
Trusted Advisor and Financial Strategist
Known for her integrity, dedication, and exceptional problem-solving abilities, Julie has earned the trust of clients who value her honest advice and commitment to their success. She is passionate about helping people gain clarity, confidence, and control over their financial future.
Clients often view Julie as more than a mortgage professional&mdashthey see her as a lifelong financial partner who is genuinely invested in helping them achieve financial freedom.
Speaker and Educator
As a bilingual public speaker, Julie delivers engaging presentations on Financial Wellness, Homeownership, Mortgage Strategies, First-Time Home Buying, and Retirement Planning. Her practical, relatable style helps audiences better understand complex financial concepts and empowers them to make informed decisions.
Core Values
Trust, respect, integrity, and ethical business practices are at the heart of everything Julie does. These principles have guided her career and continue to form the foundation of the strong, lasting relationships she builds with her clients and professional partners.
Through expert mortgage advice, strategic financial coaching, and a genuine commitment to client success, Julie helps Canadians turn financial goals into achievable realities.
I believe in making a difference!
Julie Leduc bringing you from Survival to stability to success to significance!
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What My Clients Say
“ulie’s program is a game changer. Actually, it’s more than that. It’s a relationship changer - it literally saved my marriage and brought me closer to Christ. As a financial coach, Julie’s method is much different than that of a financial…
“When we decided to remortgage our house, we immediately sought advice from Julie. Even though we are a few provinces away, we had previous seen her for financial counselling and value very much her opinions Once again, Julie didn’t…
“I met Julie in July 2019 and I must confess I was not very thrilled about the whole coaching thing, I thought I could put my fees towards my debts instead of paying her. I have been in debt since my early 20s and I must say that…
“Mon conjoint et moi avons récemment fait l'achat de notre première maison. Afin d'obtenir une hypothèque, notre agente immobilière nous a référé à Julie Leduc et nous n'avons pas été déçus. Julie est une personne conviviale,…
“Julie I first want to take this time to say A huge thank you for all that you’ve done for me. You have helped me boost my confidence when you opened your home to me in my time of need. You are a very generous, thoughtful and kind person.…
“It was a good experience working with Julie Leduc she was very helpful and took the time to answer any questions I had, which I really appreciated. As you know, it can be complicated walking through the process of refinancing a mortgage and…
“I am writing to recommend Julie Leduc as a mortgage broker for anyone seeking professional and reliable assistance in securing a mortgage. My wife and I we’re pleased to work with Julie as she always provided superb and timely service.…
“Sheer perfection. If anyone in this world would act as quick as professional like you do daily our tiny little green planet would be MUCH BETTER place to live. Appreciate your help. Dean”
“It's been an eventful year for us. We've been able to make some moves to better position ourselves for retirement. We are very grateful for all the expertise, advice and help, Julie Leduc has provided us through all of this. I Fully…
“When my husband and I started with Julie, we had a lot of consumer debt and were obviously spending more than we were making. We would say to ourselves that we could afford it weren't we making more money than ever before in our lives?…
“I would love to send out a big shout out to our amazing mortgage broker and financial coach Julie Leduc. We finally did the switch from the Caisse to a broker and couldn't be happier with the results and options. If you're looking…
“Dear Julie AKA Mortgage Mom, AKA Fairy Godmother who is facilitating my homeownership dreams - From the depth of my heart and soul, thank you and bless you! On a professional and personal note, you have gone above and beyond with your…
“Thank you Julie - I am so happy we decided to brake the traditional bank mortgage route. I really don't know why we haven't done it sooner but at least we are not too old to learn new tricks :) We are looking forward to working with…
“All the feels Julie Leduc and Natalie Patenaude. Thank you for all of your help securing a mortgage one year ago today. The boys and I could not love our house more.”
“We just wanted to say THANK YOU so much for your help in getting us our loan, we really appreciate you & your personal input in understanding our situation, With your help we have been able to achieve the goals financially that we wanted to…
“You have helped us once again. Thank you for going above and beyond to get us the best mortgage rate. Wow, 1.89 incredible!! You have been nothing short of spectacular, and we recognize and appreciate the great lengths you went to get us…
“Well thanks Julie. You always have my best interest at heart. It was a pleasure working with you. I know you had to overcome some challenges given my situation, but I was never in doubt that you would be able to secure a great mortgage…
“We wanted to express our gratitude for all of your hard work that has made our dream property a reality. We greatly appreciate your help and guidance through the ups and downs and their whole process! All the best in the future.”
“Good News! One of your customers just left you favorable feedback on your business. Rating: 5 Your Feedback: Julie Leduc is a genius. She has our undying loyalty and we will tell everyone we know to go see her. She knows everything there is…
“Les finances sont comme la religion, il y a des hauts et des bas. Des moments difficiles et d'autre très facile. Si tu crois que tu es un vaux rien les problèmes font surface, tes finances dégringoles, tu te retrouves victime du système,…
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